The Insurance Services Office (ISO) has determined the following Public Protection Classifications for the Richwoods Fire Protection District:
Richwoods Fire Protection District - Station LocationsHouse One - 10015 Turtle Rd, Richwoods Mo 63071
Water Tower #1 RFPD House One (10015 Turtle Rd)
Dry Hydrant #1 (11015 Indian Creek Rd)
Dry Hydrant #2 (Bear Cove Rd)
Dry Hydrant #3 (Bear Cove Rd)
Dry Hydrant #4 (Lake Forest Farms)
The ISO Public Protection Classification is used by the Insurance industry in determining insurance premiums for many properties within the community.
The Insurance Services Office (ISO) surveys communities on a regular basis to gauge the ability of a local fire department to respond to fires. A Community's fire protection information is collected and analyzed by ISO using its Fire Suppression Rating Schedule. A classification of 1 to 10 is then assigned based upon the results of the survey. Class 1 is the best rating, and Class 10 is basically an indication of no fire protection.
A variety of factors are examined when ISO conducts their survey. They look at the community's water supply, dispatch (communications) center, and fire department. Each factor receives a rating, and those ratings are considered together to determine the final Public Protection Classification.